Financial Services

As Accountants we are well placed to understand the interplay between tax and investment options. As Independent Financial Advisors we recommend from a broad range of investment solutions to meet your needs.

At Greaves West & Ayre we pride ourselves in offering quality advice on a range of Financial Services products and solutions. The Partners are supported by qualified staff in our Financial Services Department.

We provide Independent ‚'Best Advice', based on your overall financial circumstances, tax position and attitude to risk.

We are authorised and regulated by the Financial Services Authority.

Financial markets and products are constantly changing, but by keeping in close touch with developments, we can advise you on the financial packages best suited to your individual needs at any given time.

Our advice covers the full range of investment products and providers, and as Independent Financial Advisors we are not tied to any one company or product. Where we receive commission it will be disclosed to you and we will make no charge for the service provided. Where larger transactions are involved we will be happy to rebate part of the commission received to you. As Independent Financial Advisors, we can offer our clients a fee based or commission based charging structure. Details are available on request.

Pensions

Recent wide-ranging changes to pensions mean it is more important than ever to ensure that the provisions you have in place are adequate and right for your circumstances. By constantly monitoring the regulations and the performance of individual funds and pension providers, we can advise you of any changes which you should be considering.

Regular Reviews

We also offer a flexible regular review service, monitoring all financial assets for performance, suitability and asset allocation to your needs and your risk profile. The choices at retirement are equally complex and also need careful assessment to ensure suitable options are chosen.

We offer advice on a broad range of products, including:

• Pensions (Options for individuals, Directors and Employees, for investment and on retirement).
• Life and term Assurances.
• Investment and Savings products (ISA's, National Savings, Bonds and Interest Bearing Accounts).
• Unit Trusts and OEICS.
•  Specialist investment products (Venture Capital Trusts, Enterprise Zone Trusts, etc).
  

Treating You Fairly

Under the terms of the FSA’s ‘Treating the Customer Fairly’ initiative, Greaves West & Ayre aim to deliver the following outcomes to you:   

• You are confident that you are dealing with a firm where your fair treatment is centre to our culture.
• The products and services we market are designed to meet your needs and you are advised accordingly.
• You are provided with clear information and kept appropriately informed before, during and after our service.
• Where you do receive advice, the advice is suitable and takes account of your circumstances.
• You are provided with products that perform as we have led you to expect, and the associated service is also as you have been led to expect.
• You do not face unreasonable post advice barriers from us to change product, switch provider, submit a claim or make a complaint